Smart Business Accounts Reimagined

Step into the future of finance with modern accounts, seamless digital payments, and intelligent tools designed to streamline your business operations.

SMART BANKING

Designed to simplify every aspect of your finances

Streamline your spending, payments, and reporting with intuitive tools built for clarity and efficiency.

SMART BANKING

Designed to simplify every aspect of your finances

Streamline your spending, payments, and reporting with intuitive tools built for clarity and efficiency.

SMART BANKING

Designed to simplify every aspect of your finances

Streamline your spending, payments, and reporting with intuitive tools built for clarity and efficiency.

Checking & Saving

Your bank accounts are insured and integrated in our partner network

Checking & Saving

Your bank accounts are insured and integrated in our partner network

Checking & Saving

Your bank accounts are insured and integrated in our partner network

Virtual Cards

Create and manage unlimited virtual credit cards for your team. Configure everything.

Virtual Cards

Create and manage unlimited virtual credit cards for your team. Configure everything.

Virtual Cards

Create and manage unlimited virtual credit cards for your team. Configure everything.

Free Transfers

Enjoy free ACH wires and transfers with your favorite bank and network.

Free Transfers

Enjoy free ACH wires and transfers with your favorite bank and network.

Free Transfers

Enjoy free ACH wires and transfers with your favorite bank and network.

Recurring Payments

Setup recurring payments in a breeze or integrate them into your built-in workflows.

Recurring Payments

Setup recurring payments in a breeze or integrate them into your built-in workflows.

Recurring Payments

Setup recurring payments in a breeze or integrate them into your built-in workflows.

Collaboration

Not available to handle account related tasks? Someone from the team can help.

Collaboration

Not available to handle account related tasks? Someone from the team can help.

Collaboration

Not available to handle account related tasks? Someone from the team can help.

Pay as you Go

Only pay for what you use — no hidden fees, no long-term commitments.

Pay as you Go

Only pay for what you use — no hidden fees, no long-term commitments.

Pay as you Go

Only pay for what you use — no hidden fees, no long-term commitments.

INTIMATE

An intuitive experience that adapts to your habits

Send and receive money instantly while enjoying a simple, intuitive interface that adapts to you.

INTIMATE

An intuitive experience that adapts to your habits

Send and receive money instantly while enjoying a simple, intuitive interface that adapts to you.

INTIMATE

An intuitive experience that adapts to your habits

Send and receive money instantly while enjoying a simple, intuitive interface that adapts to you.

  • Create an account in less than 2 minutes

  • Create an account in less than 2 minutes

  • Create an account in less than 2 minutes

  • Create unlimited virtual cards and manage limits

  • Create unlimited virtual cards and manage limits

  • Create unlimited virtual cards and manage limits

  • Make lightning fast transfers

  • Make lightning fast transfers

  • Make lightning fast transfers

REWARD SYSTEM

Earn perks and bonuses with our reward system

Rewards, incentives, and cashback — all integrated to make your banking experience more valuable.

REWARD SYSTEM

Earn perks and bonuses with our reward system

Rewards, incentives, and cashback — all integrated to make your banking experience more valuable.

REWARD SYSTEM

Earn perks and bonuses with our reward system

Rewards, incentives, and cashback — all integrated to make your banking experience more valuable.

EXTERNAL ACCOUNTS

Connect any number of external accounts from other banks

Connect and manage as many external accounts as you need — bringing all your financial data from different banks into one secure, unified dashboard.

EXTERNAL ACCOUNTS

Connect any number of external accounts from other banks

Connect and manage as many external accounts as you need — bringing all your financial data from different banks into one secure, unified dashboard.

EXTERNAL ACCOUNTS

Connect any number of external accounts from other banks

Connect and manage as many external accounts as you need — bringing all your financial data from different banks into one secure, unified dashboard.

You can decide to add an external account to your Frejia account pool. Enter your account info.

You can decide to add an external account to your Frejia account pool. Enter your account info.

You can decide to add an external account to your Frejia account pool. Enter your account info.

CHERRY ON THE CAKE

Key benefits that bring more added value

Gain more from your banking — smarter tools, faster workflows, and measurable impact at every level.

CHERRY ON THE CAKE

Key benefits that bring more added value

Gain more from your banking — smarter tools, faster workflows, and measurable impact at every level.

CHERRY ON THE CAKE

Key benefits that bring more added value

Gain more from your banking — smarter tools, faster workflows, and measurable impact at every level.

Never get behind

Plan and project with confidence — forecast cash flow, set budgets, and align financial goals effortlessly.

Never get behind

Plan and project with confidence — forecast cash flow, set budgets, and align financial goals effortlessly.

Never get behind

Plan and project with confidence — forecast cash flow, set budgets, and align financial goals effortlessly.

Collaborate with others

Collaborate seamlessly — manage accounts, budgets, and reports together with clarity and control.

Collaborate with others

Collaborate seamlessly — manage accounts, budgets, and reports together with clarity and control.

Collaborate with others

Collaborate seamlessly — manage accounts, budgets, and reports together with clarity and control.

Protect your data

Stay confident with reinforced security systems that monitor, detect, and prevent unauthorized access.

Protect your data

Stay confident with reinforced security systems that monitor, detect, and prevent unauthorized access.

Protect your data

Stay confident with reinforced security systems that monitor, detect, and prevent unauthorized access.

FLEXIBILITY

Choose flexibility and smart banking above rigid solutions

Leave rigid banking behind and experience modern finance that grows with you — from real-time insights to adaptive tools designed for agile businesses.

FLEXIBILITY

Choose flexibility and smart banking above rigid solutions

Leave rigid banking behind and experience modern finance that grows with you — from real-time insights to adaptive tools designed for agile businesses.

FLEXIBILITY

Choose flexibility and smart banking above rigid solutions

Leave rigid banking behind and experience modern finance that grows with you — from real-time insights to adaptive tools designed for agile businesses.

Choosing Frejia.io

Choose Frejia.io for agile banking that moves as fast as your business — no legacy delays, just smart, modern finance.

Working with Frejia.io crosses traditional limits

Working With Me

Frejia.io replaces rigid banking with flexible solutions: virtual cards, workflows, transparent pricing, and support when you need it.

Working with traditional banks

Choosing Frejia.io

Choose Frejia.io for agile banking that moves as fast as your business — no legacy delays, just smart, modern finance.

Working with Frejia.io crosses traditional limits

Working With Me

Frejia.io replaces rigid banking with flexible solutions: virtual cards, workflows, transparent pricing, and support when you need it.

Working with traditional banks

Choosing Frejia.io

Choose Frejia.io for agile banking that moves as fast as your business — no legacy delays, just smart, modern finance.

Working with Frejia.io crosses traditional limits

Working With Me

Frejia.io replaces rigid banking with flexible solutions: virtual cards, workflows, transparent pricing, and support when you need it.

Working with traditional banks

TRANSACTIONS

Easily list and manage all your business transactions

Keep complete control over your company’s spending with organized, easy-to-access records. Track every record with a streamlined, user-friendly interface.

TRANSACTIONS

Easily list and manage all your business transactions

Keep complete control over your company’s spending with organized, easy-to-access records. Track every record with a streamlined, user-friendly interface.

TRANSACTIONS

Easily list and manage all your business transactions

Keep complete control over your company’s spending with organized, easy-to-access records. Track every record with a streamlined, user-friendly interface.

Real-Time Insights

Get instant visibility into cash flow, spending patterns, and budget performance with live dashboards and analytics.

Real-Time Insights

Get instant visibility into cash flow, spending patterns, and budget performance with live dashboards and analytics.

Real-Time Insights

Get instant visibility into cash flow, spending patterns, and budget performance with live dashboards and analytics.

Automated Approvals

Set smart rules for expense requests, invoices, and payments to speed up approvals while staying compliant.

Automated Approvals

Set smart rules for expense requests, invoices, and payments to speed up approvals while staying compliant.

Automated Approvals

Set smart rules for expense requests, invoices, and payments to speed up approvals while staying compliant.

MORE FOR LESS

En entire ecosystem that works around your business

Experience a complete ecosystem where every feature — from banking to automation — that works seamlessly.

MORE FOR LESS

En entire ecosystem that works around your business

Experience a complete ecosystem where every feature — from banking to automation — that works seamlessly.

MORE FOR LESS

En entire ecosystem that works around your business

Experience a complete ecosystem where every feature — from banking to automation — that works seamlessly.

Advanced Security

Protect your business with cutting-edge security — monitor activity in real time, prevent fraud, and safeguard data across every account and transaction.

Advanced Security

Protect your business with cutting-edge security — monitor activity in real time, prevent fraud, and safeguard data across every account and transaction.

Advanced Security

Protect your business with cutting-edge security — monitor activity in real time, prevent fraud, and safeguard data across every account and transaction.

Venture Debt

Smart venture debt solutions that empower startups to grow sustainably while preserving ownership. Access non-dilutive capital to accelerate expansion.

Venture Debt

Smart venture debt solutions that empower startups to grow sustainably while preserving ownership. Access non-dilutive capital to accelerate expansion.

Venture Debt

Smart venture debt solutions that empower startups to grow sustainably while preserving ownership. Access non-dilutive capital to accelerate expansion.

Capital Expansion

Fuel long-term success with tailored capital designed to support infrastructure, hiring, and innovation. Unlock new profitable opportunities.

Capital Expansion

Fuel long-term success with tailored capital designed to support infrastructure, hiring, and innovation. Unlock new profitable opportunities.

Capital Expansion

Fuel long-term success with tailored capital designed to support infrastructure, hiring, and innovation. Unlock new profitable opportunities.

Workflows & Automation

Automate financial workflows from approvals to reporting, saving time and reducing manual errors across your organization.

Workflows & Automation

Automate financial workflows from approvals to reporting, saving time and reducing manual errors across your organization.

Workflows & Automation

Automate financial workflows from approvals to reporting, saving time and reducing manual errors across your organization.

Expense Management

Simplify your company expenses with smart tracking, real-time insights, and automated approvals— faster, clearer, and completely automated.

Expense Management

Simplify your company expenses with smart tracking, real-time insights, and automated approvals— faster, clearer, and completely automated.

Expense Management

Simplify your company expenses with smart tracking, real-time insights, and automated approvals— faster, clearer, and completely automated.

Virtual Credit Cards

Instantly create and manage virtual credit cards for every team, project, or vendor — all from one secure dashboard.

Virtual Credit Cards

Instantly create and manage virtual credit cards for every team, project, or vendor — all from one secure dashboard.

Virtual Credit Cards

Instantly create and manage virtual credit cards for every team, project, or vendor — all from one secure dashboard.

OUR CLIENTS SPEAK

Our product changed everything for them

What once felt complex and overwhelming is now simple and transparent. Our product changed everything for them.

OUR CLIENTS SPEAK

Our product changed everything for them

What once felt complex and overwhelming is now simple and transparent. Our product changed everything for them.

OUR CLIENTS SPEAK

Our product changed everything for them

What once felt complex and overwhelming is now simple and transparent. Our product changed everything for them.

Switching to this platform has saved us countless hours each month.

Hermann M.

With real-time insights and seamless integrations, we no longer juggle multiple tools.

Lakisha J.

We scaled from 5 to 50 employees without worrying about financial chaos.

Michael B.

Switching to this platform has saved us countless hours each month.

Hermann M.

With real-time insights and seamless integrations, we no longer juggle multiple tools.

Lakisha J.

We scaled from 5 to 50 employees without worrying about financial chaos.

Michael B.

Switching to this platform has saved us countless hours each month.

Hermann M.

With real-time insights and seamless integrations, we no longer juggle multiple tools.

Lakisha J.

We scaled from 5 to 50 employees without worrying about financial chaos.

Michael B.

FIND YOUR ANSWERS

Frequently asked questions by the community

Frequently asked questions by the community — clear answers, practical guidance, and insights shared to help you get the most out of the platform.

FIND YOUR ANSWERS

Frequently asked questions by the community

Frequently asked questions by the community — clear answers, practical guidance, and insights shared to help you get the most out of the platform.

FIND YOUR ANSWERS

Frequently asked questions by the community

Frequently asked questions by the community — clear answers, practical guidance, and insights shared to help you get the most out of the platform.

What does it cost to use Frejia?

Frejia is offered with straightforward, transparent pricing so you can pick the option that fits your project — no hidden fees. Optional add-ons: setup & customization services, team training, or migration assistance (priced separately).

Can I cancel my subscription anytime?

Yes — you can cancel your Frejia subscription at any time, directly from your account dashboard. Once canceled, your plan will remain active until the end of your current billing cycle, and you won’t be charged again.

Do you offer loans and mortgage?

Yes — Frejia offers flexible financing solutions tailored to your business needs. Whether you’re looking for short-term loans, growth capital, or structured debt for expansion, we’ve got you covered. Each product includes clear terms, transparent fees, and dedicated support — so you can choose the right fit for your strategy.

Are there any hidden fees?

No — Frejia has absolutely no hidden fees. Transparency is one of our core principles. What you see is exactly what you pay. There are no surprise charges, no maintenance costs, and no interest or annual fees on your business cards or accounts. All pricing and transaction details are clearly outlined before you commit, so you’re always in control of your finances.

Are there any transaction limits?

Frejia offers high and flexible transaction limits designed to grow with your business. Most users enjoy generous daily and monthly limits suitable for both everyday operations and large corporate payments.

Is it possible to create multipe accounts?

Yes — you can create multiple accounts. Frejia supports multi-account setups so teams and businesses can organize finances cleanly and securely.

Do you commit to reinforced security?

Absolutely — security is at the core of everything we build at Frejia. We use bank-grade encryption, real-time fraud monitoring, and multi-layer authentication to protect every transaction and piece of data. Frejia doesn’t just meet security standards — it exceeds them, so you can focus on growth knowing your business is protected 24/7.

What does it cost to use Frejia?

Frejia is offered with straightforward, transparent pricing so you can pick the option that fits your project — no hidden fees. Optional add-ons: setup & customization services, team training, or migration assistance (priced separately).

Can I cancel my subscription anytime?

Yes — you can cancel your Frejia subscription at any time, directly from your account dashboard. Once canceled, your plan will remain active until the end of your current billing cycle, and you won’t be charged again.

Do you offer loans and mortgage?

Yes — Frejia offers flexible financing solutions tailored to your business needs. Whether you’re looking for short-term loans, growth capital, or structured debt for expansion, we’ve got you covered. Each product includes clear terms, transparent fees, and dedicated support — so you can choose the right fit for your strategy.

Are there any hidden fees?

No — Frejia has absolutely no hidden fees. Transparency is one of our core principles. What you see is exactly what you pay. There are no surprise charges, no maintenance costs, and no interest or annual fees on your business cards or accounts. All pricing and transaction details are clearly outlined before you commit, so you’re always in control of your finances.

Are there any transaction limits?

Frejia offers high and flexible transaction limits designed to grow with your business. Most users enjoy generous daily and monthly limits suitable for both everyday operations and large corporate payments.

Is it possible to create multipe accounts?

Yes — you can create multiple accounts. Frejia supports multi-account setups so teams and businesses can organize finances cleanly and securely.

Do you commit to reinforced security?

Absolutely — security is at the core of everything we build at Frejia. We use bank-grade encryption, real-time fraud monitoring, and multi-layer authentication to protect every transaction and piece of data. Frejia doesn’t just meet security standards — it exceeds them, so you can focus on growth knowing your business is protected 24/7.

What does it cost to use Frejia?

Frejia is offered with straightforward, transparent pricing so you can pick the option that fits your project — no hidden fees. Optional add-ons: setup & customization services, team training, or migration assistance (priced separately).

Can I cancel my subscription anytime?

Yes — you can cancel your Frejia subscription at any time, directly from your account dashboard. Once canceled, your plan will remain active until the end of your current billing cycle, and you won’t be charged again.

Do you offer loans and mortgage?

Yes — Frejia offers flexible financing solutions tailored to your business needs. Whether you’re looking for short-term loans, growth capital, or structured debt for expansion, we’ve got you covered. Each product includes clear terms, transparent fees, and dedicated support — so you can choose the right fit for your strategy.

Are there any hidden fees?

No — Frejia has absolutely no hidden fees. Transparency is one of our core principles. What you see is exactly what you pay. There are no surprise charges, no maintenance costs, and no interest or annual fees on your business cards or accounts. All pricing and transaction details are clearly outlined before you commit, so you’re always in control of your finances.

Are there any transaction limits?

Frejia offers high and flexible transaction limits designed to grow with your business. Most users enjoy generous daily and monthly limits suitable for both everyday operations and large corporate payments.

Is it possible to create multipe accounts?

Yes — you can create multiple accounts. Frejia supports multi-account setups so teams and businesses can organize finances cleanly and securely.

Do you commit to reinforced security?

Absolutely — security is at the core of everything we build at Frejia. We use bank-grade encryption, real-time fraud monitoring, and multi-layer authentication to protect every transaction and piece of data. Frejia doesn’t just meet security standards — it exceeds them, so you can focus on growth knowing your business is protected 24/7.

Empower Your Finances.

Drive your business forward and take control of your finances — smart tools that empower every decision you make.

Empower Your Finances.

Drive your business forward and take control of your finances — smart tools that empower every decision you make.

Empower Your Finances.

Drive your business forward and take control of your finances — smart tools that empower every decision you make.

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